BipBapBam posted...
SirRobX posted...
Tell it to that person, not us
Probably got downvoted to hell by the hive mind.
lol @ the notion that GFAQs isn't ridiculously circlejerky it's more circlejerky than 4ch and reddit combined
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CeruleanGamer posted...
He bit more than he can chew. Only people with 6 figure incomes like me should be whaling that much....
I have a dual income situation and well over 6 figures. I would never spend 4k on one game no matter how great it was.
https://imgur.com/Rqk1DYV - Super Bowl XXI/XXV/XLII/XLVI Champions - NY Giants Eli Manning SB tracker: 2/2 Superbowls 2/2 SBMVP's
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...it took $4000 for his brain to click in and go "hey wait a minute"? not $500, 1000, or even 2000? 
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4k is bad, but it's not 16k bad like this one guy who spent that much on FFBE.
https://imgur.com/Rqk1DYV - Super Bowl XXI/XXV/XLII/XLVI Champions - NY Giants Eli Manning SB tracker: 2/2 Superbowls 2/2 SBMVP's
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This guy is obviously fucking stupid and irresponsible,
but really fuck our credit system.
A college kid shouldn't be able to do this, but it's profitable for the credit card companies and banks so they just fuckin' approve anything and don't intervene when shit obviously goes bad.
He needs to take out a small student loan, work as much as he can while he's not in class, and plow through college as fast as he can.
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I spent 8k double the amount he spent then I realized I spent too much on this game.
Now I am 2 month f2p status.
At least I learned my lesson. Never spend money on gambling again!!!
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I wonder how my units stack up to his while I spent less than $30. If I could say one thing to the dude, I'd say "You ain't CG, baby!"
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Tell your story to the news (local and or national). Nothing gets your money back easier then bad press. I think it is really bad that you could even spend that much money on one game in such a short amount of time. This is so very close to gambling. These types of games prey on the same sort of response feelings that gambler gets when they gamble to get people to spend money they shouldn't be spending. It might not be legally the same as gambling, but it is having the same sorts of results.
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If that person is still in high school, he's not a millenial Millenials are people born between 80 and 96
Proud member of the Shadow Dragon defense force.
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Hope he's not majoring in something useless like Fine Arts Studies or Gender Studies, since he'll at least need some sort of job to pay for that.
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Here's the FFBE story. This one is legit sad and I mean it in a way where you will empathize with the dude. https://www.reddit.com/r/FFBraveExvius/comments/7jmezv/a_whale_of_a_tale/BadDecisions posted...
This guy is obviously fucking stupid and irresponsible,
but really fuck our credit system.
A college kid shouldn't be able to do this, but it's profitable for the credit card companies and banks so they just fuckin' approve anything and don't intervene when shit obviously goes bad.
He needs to take out a small student loan, work as much as he can while he's not in class, and plow through college as fast as he can.
It's not the credit card companies fault a college kid charged video game currency on his account lol. It's not their duty to tell you what is and isn't a smart purchase.
https://imgur.com/Rqk1DYV - Super Bowl XXI/XXV/XLII/XLVI Champions - NY Giants Eli Manning SB tracker: 2/2 Superbowls 2/2 SBMVP's
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Taiphlosion posted...
If that person is still in high school, he's not a millenial
Millenials are people born between 80 and 96
Do high schools have tuition
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chrono625 posted...
It's not the credit card companies fault a college kid charged video game currency on his account lol.
It's not their duty to tell you what is and isn't a smart purchase.
I fully agree, personal responsibility is key, but he shouldn't have ever been approved for a credit line where he can do this kind of damage if he's a college kid that obviously can't afford it.
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BadDecisions posted...
chrono625 posted...
It's not the credit card companies fault a college kid charged video game currency on his account lol.
It's not their duty to tell you what is and isn't a smart purchase.
I fully agree, personal responsibility is key, but he shouldn't have ever been approved for a credit line where he can do this kind of damage if he's a college kid that obviously can't afford it.
He may have had that credit line already. Unless I missed something where he opened an account JUST to charge currency to it. But even then, it is still not the duty of the credit card company to dictate what someone can and cannot purchase with it. I have seen many, many college kids with a card linked to their parents for emergencies. This is a huge life lesson for this kid and fortunately it happened when he didn't have a family and bills like a mortgage or heat to pay for. I wholly blame companies who produce these gacha games. I hate the whole gacha system where you can sink thousands into the game and never have all of the content. It's deliberately despicable all in the name of profit.
https://imgur.com/Rqk1DYV - Super Bowl XXI/XXV/XLII/XLVI Champions - NY Giants Eli Manning SB tracker: 2/2 Superbowls 2/2 SBMVP's
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Snorlax_exlax posted...
...it took $4000 for his brain to click in and go "hey wait a minute"?
not $500, 1000, or even 2000?
The issue is, you're trying to think logically. An addicted brain isn't thinking logically, it's thinking " Isn't this fun? More more! Shhh, don't worry about how much...." It's the same reason some people lose it all in Vegas. They don't think " I should stop spending if I keep losing." and instead think "You can win it all back, just keep going..." until they hit 0, the high wears off and they suddenly realized how deep a hole they dug. Some people just have an addictive personality. Doesn't mean they're dumb, but they can unintentionally do dumb things in certain situations. Some with greater concequences than others. Just ask anyone who ever got really drink if they never did something dumb under the influence.
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Umbreon posted...
Snorlax_exlax posted...
...it took $4000 for his brain to click in and go "hey wait a minute"?
not $500, 1000, or even 2000?
The issue is, you're trying to think logically. An addicted brain isn't thinking logically, it's thinking " Isn't this fun? More more! Shhh, don't worry about how much...." It's the same reason some people lose it all in Vegas. They don't think " I should stop spending if I keep losing." and instead think "You can win it all back, just keep going..." until they hit 0, the high wears off and they suddenly realized how deep a hole they dug.
Some people just have an addictive personality. Doesn't mean they're dumb, but they can unintentionally do dumb things in certain situations. Some with greater concequences than others.
Just ask anyone who ever got really drink if they never did something dumb under the influence.
This.
FE14 Shadowhearth: 15846-97509 55286-69128
"Mah Boyd, this peace is what ALL true Reavers strive for!"
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I used to spend on this game until I realized the powercreep lol. You can spend $1000s to get a +10 only to find out 2 months later that your +10 has gone from a top tier to mid tier unit. This game has way too much powercreep
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Stories like this just make me sad. It's the seedy side of mobile gaming, that intersection between addiction/poor impulse control and gacha that wrecks people. Granted I can't know this person's story in full, but I've known far too many people fall into this sorta thing to some extent or another to think of it as anything but tragic.
The bird of Hermes is my name, eating my wings to make me tame.
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MstrBldr posted...
I used to spend on this game until I realized the powercreep lol. You can spend $1000s to get a +10 only to find out 2 months later that your +10 has gone from a top tier to mid tier unit. This game has way too much powercreep
@DreadKaiser WRT Y!Tiki and S!Y!Tiki. Sorry, not sorry.
"On my business card, I am a corporate president. In my mind, I am a game developer. But in my heart, I am a gamer."
~ Satoru Iwata, 1959-2015
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ReinhardtPence posted...
Taiphlosion posted...
If that person is still in high school, he's not a millenial
Millenials are people born between 80 and 96
Do high schools have tuition
I just skimmed the OP That said by now most college freshmen are not millenials either
Proud member of the Shadow Dragon defense force.
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Taiphlosion posted...
ReinhardtPence posted...
Taiphlosion posted...
show hidden quote(s)
Do high schools have tuition
I just skimmed the OP
That said by now most college freshmen are not millenials either
‘97 for me. Can confirm: in my third year of college.
FE14 Shadowhearth: 15846-97509 55286-69128
"Mah Boyd, this peace is what ALL true Reavers strive for!"
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chrono625 posted...
4k is bad, but it's not 16k bad like this one guy who spent that much on FFBE.
It's all relative though, I'd say this is worse because the 16k guy from what I read at least had means to pay off the debt. This guy is spending 4k that he doesn't even have and no where to get it from.
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I probably sound like a jerk, but I don't feel bad. "The only reason I haven't deleted it off of my phone as well as my account data is because I hope that Nintendo will give me a refund and delete my account." That quote frustrates me to no end. He asked for a refund (which is fine) and even after being told no still thinks he's getting one. Nintendo is not liable for poor decision making. Plus read the quotes somehow it's always someone else's fault but not the guy constantly pumping money in. Sad story all brought on by poor money management skills
3DS FC: 1461 6345 4020
Pokemon IGN: Alex; TSV 2440
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Mephantom posted...
chrono625 posted...
4k is bad, but it's not 16k bad like this one guy who spent that much on FFBE.
It's all relative though, I'd say this is worse because the 16k guy from what I read at least had means to pay off the debt.
This guy is spending 4k that he doesn't even have and no where to get it from.
16k the guy has a family. He has children. I'd rather be 4k in the hole as a stupid teen/young adult than 16k in the hole as a guy with a wife and kids. He had means to pay off the debt through consolidation and transferring his debt to a 0% interest card. There are fees involved with doing that which are usually percentages based on the amount you're transferring. Even more so, it wasn't just about the money. His wife was blindsided over the fact he spent 16k on a video game. So it definitely wasn't an amount he could pay back in a month or two, he was going to need a few years to pay it back. That can set you back big time.
https://imgur.com/Rqk1DYV - Super Bowl XXI/XXV/XLII/XLVI Champions - NY Giants Eli Manning SB tracker: 2/2 Superbowls 2/2 SBMVP's
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CyberDragon10K posted...
MstrBldr posted...
I used to spend on this game until I realized the powercreep lol. You can spend $1000s to get a +10 only to find out 2 months later that your +10 has gone from a top tier to mid tier unit. This game has way too much powercreep
@DreadKaiser WRT Y!Tiki and S!Y!Tiki.
Sorry, not sorry.
Young Tiki is still very much a great unit. Summer Young doesn't do her job (no where near as tanky) Dragons will never be irrelevant, no matter how power creeped
The Omnipresent Connoisseur of Quality Fanart and $%!@Posting.
Eternal Champion of the 500 Game
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i have no sympathy when i was in college, i bought games i really shouldn't and spent money online game transactions but i always had my "fun" money and my money for food/rent/college fee seperate, i regret the money i spent but i think u also learn something from the mistakes.
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Street_Overlord posted...
I thought this was some 5th grader at lunch, not a college student.
Idiot should have been educated enough to realize what he was doing.
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chrono625 posted...
Mephantom posted...
chrono625 posted...
show hidden quote(s)
It's all relative though, I'd say this is worse because the 16k guy from what I read at least had means to pay off the debt.
This guy is spending 4k that he doesn't even have and no where to get it from.
16k the guy has a family. He has children.
I'd rather be 4k in the hole as a stupid teen/young adult than 16k in the hole as a guy with a wife and kids.
He had means to pay off the debt through consolidation and transferring his debt to a 0% interest card. There are fees involved with doing that which are usually percentages based on the amount you're transferring.
Even more so, it wasn't just about the money. His wife was blindsided over the fact he spent 16k on a video game. So it definitely wasn't an amount he could pay back in a month or two, he was going to need a few years to pay it back. That can set you back big time.
I wonder if his wife divorced him.
Here we go, off the rails.
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Well, anyone spending that kind of money is a complete idiot, even if they are rich, still idiots.
I am a self-proclaimed pluviophile.
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My jam back in college was Hearthstone and League of Legends and the later half Overwatch. I still play those games and spent 4-5 figures on them. If I decide to sell my accounts today, I can pretty much get my money back due to exclusive skins/cardbacks and beta stuff that I have.
5* Lvl 40+10s: Hawkeye, Sheena, Roy, Hardin, Myrrh, Lilina, Female Grima, Kinshin Hinoka, Sothe, Hinoka, Lyn, Soren, Ares, Karla, and 60 others.
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Don't see why someone would be dumb for spending if they're rich and they literally have enough disposable income to afford to drop thousands on a game. "They should use that money to invest!" They're already rich, and they're probably already investing money. "They should use that money to pay off-" Pay off what? They're rich, they already got their bills paid off.
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albertojz356 posted...
chrono625 posted...
Mephantom posted...
show hidden quote(s)
16k the guy has a family. He has children.
I'd rather be 4k in the hole as a stupid teen/young adult than 16k in the hole as a guy with a wife and kids.
He had means to pay off the debt through consolidation and transferring his debt to a 0% interest card. There are fees involved with doing that which are usually percentages based on the amount you're transferring.
Even more so, it wasn't just about the money. His wife was blindsided over the fact he spent 16k on a video game. So it definitely wasn't an amount he could pay back in a month or two, he was going to need a few years to pay it back. That can set you back big time.
I wonder if his wife divorced him.
She should have, I know I would She was probably taking care of the kids by herself and did 90% of the housework while he was wasting their income on anime girls
Pineapple Pizza should be against the law
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Oh gods, his name is Edge Lord. Are you sure this isn't bait?
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Dysias6 posted...
Oh gods, his name is Edge Lord. Are you sure this isn't bait?
FE14 Shadowhearth: 15846-97509 55286-69128
"Mah Boyd, this peace is what ALL true Reavers strive for!"
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I would have divorced too.
Here we go, off the rails.
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poopadoop posted...
albertojz356 posted...
chrono625 posted...
show hidden quote(s)
I wonder if his wife divorced him.
She should have, I know I would
She was probably taking care of the kids by herself and did 90% of the housework while he was wasting their income on anime girls
I don't think she did, cause he admitted everything to her and apparently gave up the game and made efforts to pay the debt down. And the guy had a serious addiction. When you get married you make a vow to each other to take care of each other. I'm not saying you have to stick with each other, but shit ain't perfect. I know i'm not. I would never leave my wife if she ever hit a bump in the road, i'd hope she'd do the same for me. Now if he was still spending thousands and not seeking any help. I wouldn't fault her for leaving him.
https://imgur.com/Rqk1DYV - Super Bowl XXI/XXV/XLII/XLVI Champions - NY Giants Eli Manning SB tracker: 2/2 Superbowls 2/2 SBMVP's
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Dysias6 posted...
Oh gods, his name is Edge Lord. Are you sure this isn't bait?
Eh, the post itself doesn't really have anything baity in it.
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iGouger posted...
Hope he's not majoring in something useless like Fine Arts Studies or Gender Studies, since he'll at least need some sort of job to pay for that.
major in medicine minor in economics @Tidus1012 what kind of money?
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chrono625 posted...
And the guy had a serious addiction. When you get married you make a vow to each other to take care of each other. I'm not saying you have to stick with each other, but shit ain't perfect. I know i'm not. I would never leave my wife if she ever hit a bump in the road, i'd hope she'd do the same for me.
Now if he was still spending thousands and not seeking any help. I wouldn't fault her for leaving him.
*Nod* For better and for worseDude fessed up that he had a problem. He needed help and reached for it, nothing wrong with that. Your partner falls down, you pull them back up, not leave them in the mud. Though yes, if they're not even trying to get help that is indeed a lost cause.
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i can understand this guy's regret with throwing so much into feh; i was like that myself i barely play feh nowadays, but i like to poke through the gfaqs board regardless before a discussion with my parents made me realise that i was too into this, and i had to back off. that was about a month ago. since then i've spent less than a hundred in total, when before, i would've spent something like, a hundred a week on mmo's, being a high student who didn't have to worry about college funds and all that. coming out and admitting that "hey, i was dumb enough to invest in a game like this" is brave imo. i was too afraid to mention this to my parents, afraid they'd chew my head off. but openly asking for sympathy like this guy is pathetic. i can relate to being annoyed about refunds; i played a game, purchased some stuff, but it had no given transfer id, so when i switched devices, i couldn't take my data/purchases to my new game. when i asked the devs about it, they told me a refund wasn't possible. aside from feeling ripped off, since i was being cut off from my original data because i deleted the app, and was unable to be compensated for this, i felt pretty annoyed. i made sure to leave a review explaining to people about this, and for them to be careful before they make the same dumb mistake i did. the company was a small one, so i can accept that providing a refund or keeping hold of individual games might've been difficult; the fact that nintendo has managed to keep tabs on accounts is pretty impressive to me, seeing how bnei has such difficulties getting back to people with lost games and whatever, even if they've had plenty of experience in the smartphone market many, many complaints about the help service of bnei have been ignored over the yearsbut for some sour fan who didn't think of the consequences beforehand, didn't take into consideration his situation at the time (as a student paying for his college tuition and all), i struggle to accept this. i work at a supermarket, and the number of times people have tried to return an item because "they changed their mind" is ridiculous. your decision to purchase was spurred by impulse. particularly in feh, when you're given numerous free currency, the purchasing impulse should arise if you're unsatisfied, which makes it difficult to manage, unlike if you're shopping in person, and think "this looks nice" before you have second thoughts. i regret spending so much on mmo's, but i'm not about to go and beg the devs to reimburse me after the fact; i just accept this and move on. this guy has to do the same, for both his future (knowing that he was wrong, and to not repeat these mistakes), and for his dignity -- i can't imagine the criticism he's receiving for making such a pathetic cry for sympathy online and the few replies i've seen are already pretty harsh, i don't want to read any more than i have
"When life gives you lemons, you clone those lemons and make super lemons."
Global Dokkan: 2992858386
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lmao
The Phenomenal One
The Best Bout Machine
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@Kaze_no_Ou 4k bucks
I am a self-proclaimed pluviophile.
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Dark Young Link posted...
chrono625 posted...
And the guy had a serious addiction. When you get married you make a vow to each other to take care of each other. I'm not saying you have to stick with each other, but shit ain't perfect. I know i'm not. I would never leave my wife if she ever hit a bump in the road, i'd hope she'd do the same for me.
Now if he was still spending thousands and not seeking any help. I wouldn't fault her for leaving him.
*Nod*
For better and for worse
Worse can be an understatement Personally if my spouse wasted that much money on a game, I see it as prioritizing games over their family’s well-being. They dragged everyone else into the mud. If she wants to stay with him then I can’t stop her, though, obviously.
Pineapple Pizza should be against the law
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yukiartsa posted...
i work at a supermarket, and the number of times people have tried to return an item because "they changed their mind" is ridiculous.
Can vouch that this is absolutely true. It's also the preferred scenario, as opposed to some asshole just putting a perishable on a random shelf and having it spoil because most stores don't have employees looking over every isle every waking minute >_>
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Dark Young Link posted...
Don't see why someone would be dumb for spending if they're rich and they literally have enough disposable income to afford to drop thousands on a game.
you make it sound like (to me, at least), that it's alright to throw disposable income into a game, when you could be doing better things with it. i'm not saying you should donate it all to saving an endangered species or anything, but throwing money into an mmo is kind of like a claw machine. even if there's something you want, it's unlikely you'll get it unless you throw time and money into it, and even then, what do you gain from it? it's not like you'll get back what you've used/lost in the process. rather than throw "disposable income" into something that ultimately will become irrelevant, forgotten, or any synonyms for "unwanted" and "worthless", i think (personally speaking) that money should be used for something that can be used, shared, and enjoyed. "Happiness is something that's to be shared between people. It doesn't matter how good the food you eat its, or how big the house you live in is, if there's no one to share that happiness with, it's like you don't have any at all."this is one of my utmost favourite quotes, and i feel it can be applied here; even if you get what you want in your game, if you can't share that joy with someone else, it's as if you don't have any happiness at all. sometimes the happiest people in the world are actually the saddest, y'know? if i had a fully disposable income, i'd make certain i used it to build/own/make something that i could share with people. it's not like using all my money to max a character in my game would please others as much as it would me, right? what would it do for them, even? idk, i don't mean to preach like i'm some all-knowing saint, but i felt the urge to bring this up...
"When life gives you lemons, you clone those lemons and make super lemons."
Global Dokkan: 2992858386
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It's perfectly fine to throw disposable income into things that will ultimately become irrelevant, forgotten, worthless, or so forth.
When you are actively using your disposable income to hurt other people, however, you should not be entertained. And that's exactly what you are doing when you are shifting the industry toward games that cater to 1-10% of their audiences at the expense of literally everyone else.
There is no problem with caprice. There is every problem with malice. And whales are inherently malicious and should be treated as such.
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poopadoop posted...
Dark Young Link posted...
chrono625 posted...
show hidden quote(s)
*Nod*
For better and for worse
Worse can be an understatement
Personally if my spouse wasted that much money on a game, I see it as prioritizing games over their family’s well-being. They dragged everyone else into the mud.
If she wants to stay with him then I can’t stop her, though, obviously.
It isn't as if he just plopped down 16k right away and said take my money now. He started with a few bucks and kept chasing and chasing and chasing. He developed an addiction. No one starts off wanting to be addicted to something. If you're spouse started a hobby, an innocent one, with spending a small amount of dollars here and there you wouldn't bat an eye. If she became addicted to the point where she was spending tons of money and was too embarrassed or scared to come forward you would drop her immediately if there was no ill intention? Gacha games prey on the weak willed. As the other poster said, the 1-10% of whales who spend tens of thousands on this game and most who can do so without feeling it really, really hurt those who cannot and were sucked into it. I hate regulation, but gacha games are straight up gambling. What's even worse is that whatever you do "win" cannot be traded or sold for any kind of actual value. Which makes it EVEN WORSE! The whole design is disgusting and as others have pointed out, the power creep makes people keep chasing and wanting to be "the best". It promotes such a vile system that I get disgusted playing them myself. But I at least am f2p. I made that vow after playing FFRK.
https://imgur.com/Rqk1DYV - Super Bowl XXI/XXV/XLII/XLVI Champions - NY Giants Eli Manning SB tracker: 2/2 Superbowls 2/2 SBMVP's
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Where are you even getting "millennial" from?
You might very well think that. I couldn't possibly comment.
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Hi, I'm Roger. I would like you to buy boatloads of stuff in that fictional universe that we created, which is the best fictional universe EVER (well, until the last one comes out anyway). You bought too much, using your real not-so-hard-earned money? This is not my concern, as you have no doubt derived temporary, ephemeral pleasure from your purchases. Now, BUY SOME MORE. I need a new Ferrari.
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yukiartsa posted...
you make it sound like (to me, at least), that it's alright to throw disposable income into a game, when you could be doing better things with it.
It is. Because you can spend your money how you want to(Or disposable income rather, because most people would rather not have to pay bills but have to for obvious reasons). It's fine if you think someone is spending their money in a poor way. I myself would rather spend my money on other things than this game. That doesn't mean that people who are okay with spending on this game are dumb. yukiartsa posted...
rather than throw "disposable income" into something that ultimately will become irrelevant, forgotten, or any synonyms for "unwanted" and "worthless", i think (personally speaking) that money should be used for something that can be used, shared, and enjoyed.
I mean... if you want to get technical, few things don't fall under that category. You could spend your money going to college and becoming a doctor... but one day you'll die and so will every person that was ever your patient, so that money is "wasted" on things that wasn't going to last. That time you went out to a restaurant and paid a large sum for delicious food? Well you digested that food and eventually disposed of said food and you became hungry again so is eating anything that isn't ramen a waste? As for sharing... Sharing is a good trait, but you don't have to do everything for other people. Sometimes you want to treat yourself. Sometimes you have to do something for just you. Happiness is crazy subjective, you can decide what happiness is to you, but you can't decide for other people what makes them happy.
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