six reasons why your business is going to fail

1) you don't ask for the money.

2) you aren't selling anything, you have no inventory

3) you have joined network or team in place, of partners, peers, investors, biz people, etc

4) any unplanned expense or costs rise eats into that savings pool.

5) you have no deals on the table, you can't sell or negotiate, you have no leverage.

6) you haven't studied even basic psychology deeply enough. If you understand people, you understand 
business. I think you believe people are more rational than they are, and they will see through your bullshit.