June 8, 2016

You Can't Repo a Education

studentdebtclock.org

Criticism welcome.
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>>1288945 (OP)

>I'm going to buy this stock because I don't think it will ever be worth what I'm paying for it

If you don't believe you'll earn enough to pay off the debt, you may want to rethink the degree program you're investing in
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>>1288945 (OP)
why is that a period and not a comma?

we went to school for thirty dollars and fifty cents

wat?
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>a randomly increasing number with no sources
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>>1288955

I just bought the domain and put up the site. I'll be updating with sources later.

But here is your source: http://www.marketwatch.com/story/every-second-americans-get-buried-under-another-3055-in-student-loan-debt-2015-06-10

Thank you for point it out though.
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Thirty bucks? Just suck one dick
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She'll never be able to afford a house or even a modestly priced vehicle either then. Why the fuck did she go to school?
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>>1288945 (OP)
>I borrowed a bunch if money and now I don't want to lay it back, feel sorry for me
While we're at it, I'd like my truck loan forgiven. Oh, and I'll keep the truck, thanks
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I like it. What are you going to do with the site?
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>can't pay back 30k
>biggest mantra is student debt sucks and therfore can't buy a house
>houses are usually 150k+

Fuck this cunt right in the cunt
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>>1288959
>that face
>30 bux

She'd be lucky to get 5, senpai
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mark cuban already own a website who does the same thing

http://collegedebt.com/
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>>1288970

Thank you.

I'll be turning it into a site dedicated to raising awareness and solutions on what you'd be able to do now to decrease the burden.
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She will be able to pay it no problem. Just do what this guy did.

http://www.forbes.com/sites/kellyphillipserb/2016/02/23/can-you-be-arrested-for-not-paying-your-student-loans/#138fd6d2362f

Stop paying for 90 days and your loan stops accumulating interest. Wait 20 years and $30.5k will be a very manageable sum.
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I say we make it such that if someone wants their student debt forgiven it is done, but they forfeit their degree
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>>1288975

Well aware.

Though I'm in the biz of forming a website dedicated to assisting people, lessening their burden, and raising awareness.

Just an FYI this is a project of feministsoftwarefoundation.org.
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>>1288982
>Wait 20 years
Why not just wait forever?
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>>1289009
Credit rating
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>>1288972
I'd fuck her right in the cunt, if you catch my drift ;)
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>>1289001
Gr8 b8 l8y
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>>1288945 (OP)
Then don't spend the money, you dumb slut.
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>>1288950
It's a european thing, but then again she uses $ so she's either a hipster or an expat.
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>implying 30k is a lot
>mfw i have 45k and have calculated i can pay it back in 3 to 5 years at worst

Maybe you should have thought of that before you decided to major in Unemployment Studies. what kind of loser cant even get a measly 30k together?
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>>1289026
.t future alimony payer
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>>1289027

I don't get it m9.
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>>1288961
To get gangbanged at the frat parties and then marry some guy.
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>>1288982
>stop paying
Won't you get into legal trouble
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>>1289019
That doesn't matter when you're dead.
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30k is fucking nothing, who can't pay back that little over a lifetime? Did she major in underwater basket veawing?
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>>1289042
Not for 20 years.
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>all these people whining
The principle is that they're doing something they need to do to have a good life (i.e. get a good job) and that society wants/needs them to do (i.e. have specialized skills to fill a role), and they're not happy about being penalized for it so much. If you think that's whining, that's fine, but it's a reasonable thing to take issue with when looked at that way.

>>1288972
the fuck are you talking about
houses around where I am cost a third of that
also have you never heard of interest rates?
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>>1289035
feminists are the boogeyman around here, people think if you bring it up it's to bait people into replies (which it usually is, and which it usually does whether intended or not)
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>>1289065
You are 100% faggot

Average tuition in a community college 4 year degree is $9k per year so that's the OP cunts entire debt

It evidences she did not participate in any gainful employment for the entire duration.

Even a minimum wage job, 10hrs per week, could offset her final debt by half ($16,000)

Stop being pathetic
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>>1289068

It was actually a satire project developed by /g/ and /pol/ in making fun of feminist.

http://geekfeminism.wikia.com/wiki/Feminist_Software_Foundation

I'm the owner of said domain. As the project has died, wasn't sure what to do with the domain n' decided to make it into a fathers rights movement project. Thought about ridding of it, but I don't want it to land in the wrong hands. Thus I'll be linking different projects together, such as this one, to fsf in an effort to raise awareness to issues in our society.

Hope that clears it up.
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>>1288945 (OP)
>>1289046

> expecting to make six figures with a bullshit degree

the gullible snowflakes won't ever understand that they could be out there making good money doing trades or climbing the corporate ladder at, oh I don't know, any fucking company rather than 1. bitching and 2. hedging everything on a presidential candidate who claims he'll pay for their shit and subsidize their passion for mediocrity

these people are the direct result of never telling your kid 'no' and giving them a fucking trophy just for showing up

life had consequences, so if you expect to have voting privileges at 18, you damn well better be able to suffer the consequences for financial and academic immaturity
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You guys are missing the point.
Education prices have been jewed to hell and back, and back to hell, and back.

You don't need even $30k per student to run a womyns study program. But jewniversities will charge 3x that and make students take pay with government grants or private scholarships, slave labour or parent's money, AND student loans combined.

There's new books students have to buy every year even on static subjects like fucking calculus because jewniversities make contracts with book publishers for kickbacks.

Jewniversities have connections with industries and pull strings to prevent hiring people without degrees at all costs.

And the money isn't even going to teachers or better education, it's pissed away in redundant but still useless administration and million dollar football coaches.

The healthcare industry is the only one more despicable.
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>>1289065
No one owes her shit. She could have worked summers to pay half that off, but odds are she traveled Europe or some shit banging Frenchmen and "discovering herself." My wife's son has a friend who "studied abroad" on a Caribbean island for 6 months and took out a loan to pay for it. She also financed a brand new car and now is graduated and complains about her student debt. Give me a fucking break. My nephew graduated debt free by working summers and nights, living with his mom, and plowing through school in 4 years flat. No one owes you shit in life. Live accordingly
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>>1289094

Oh those poor poor students being forced to go to university, how dare they be taken advantage of

Such a shame that things like community colleges or trade schools dont exist
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>>1289091
Why do these always assume it was a bullshit degree? There are lots of good degrees with shit job markets, especially for people fresh out of college. (You could say that makes them also shit degrees, but I mean they're for useful jobs, just not ones with a lot of openings.)
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>>1289105

K

The only people I feel bad for are STEMbros

Anything else is a waste of money, time, and serves no pragmatic purpose that couldn't be done by someone who has trade skills or a STEM degree
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>>1289097

Shouldn't have to work summers and nights in order to get a higher education. If the government wasn't handing money out as if it were candy, your nephew wouldn't have had to work nights.

You're simply missing the point of the "guaranteed return" in the eyes of universities. It means there is no need for competition and books costing $200 is completely normal, as it is guaranteed. My college now has spinless books that require binders to be purchased separately. If there was actual competition, that wouldn't be in our reality. Why? Cause' who the fuck wants to buy a spinless book that you have to buy a binder for AND you're still paying $200 for it!

Please do your research senpai, it's a serious issue.
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>>1289130
>you shouldnt have to work summers and nights
Yes, you should. Why do you think you are too good to work?
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>>1289104
> hurr durr how dare literal children drilled with the idea that universities are the only path to success for 13 years not recognize it as a lie immediately 
fucking retard
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>>1289132

No you shouldn't. Yes I think I'm to good to work myself to death. I think that I should be able to work a 9 - 5 and live comfortably. And people like you make excuses like "well it is what it is", "should have done x instead of y", and so forth, when in all reality it can be changed. Nothing we do is set in stone, we all just agree on the same thing and go with it. If we all agreed not to work tomorrow, no one will hold us responsible - besides someone else.
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>>1289132
> why do you think you are too good to work
good goy, remember you must always be breaking your back or you're worthless.
never question anything.
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>>1289138
If we all decided not to work tomorrow, none of us would eat. The power would go out, water would stop running and people would die. Fuck off with your commie tactics. There's nothing wrong with working in the summer to put yourself through college you lazy piece of dogshit
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>>1289135

> b-b-but they were told to go to college for 13 whole years!
> implying an 18 year old is legally a child
> Bernie 2016 populist bullshit

18 year olds aren't children, they're adults

Bernie supporters are people who don't like the consequences of their own actions

here's your (you)
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>>1288995
Sounds like a plan ...
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>>1289132
this
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>>1289143

Taking it a little to seriously senpai. Just sayin' change isnt impossible.

> Lazy piece of dogshit

No senpai, no need to get upset. But I'll have you know I work 40 - 60 hours a week year round and go to college full time. Plus I just made that site, so your point of me being lazy is rather invalid.

And yes I hate every moment of it and wish people like you weren't cucks that just took it in the ass each and everyday while blaming others for their own problems. You are truly the only piece of shet here.

Bitch.
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>>1289157
>I work 40 - 60 hours a week year round and go to college full time
Nope. You don't that, but it's nice to know you're getting so BTFO you've resorted to making up ridiculous lies
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>>1289145
What the fuck are you even talking about you cum guzzling mouth breathing retard?

How does attacking the obviously rigged and corrupt education system make me a Bernie supporter when leftists made the system what it is you illiterate cuck?

It's just another example of how shitty our education system is that ostensibly grown men can so completely and unwittingly fail to comprehend a basic argument and just resort to stupid memes and name calling because you're too confused to understand it, even though we'd probably agree on what needs to be done.

I pray to God you're just trolling, but I'm hiding this thread because I'm terrified you're not.
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>>1289170

>be 18 year old
>Need something/service
>Can't afford
>Find lenders
>Agree to THEIR terms
>Presumably didn't read small print or T&Cs
>Now in debt
>No intention of paying it back
>WAAAAHHHH I SHOULDN'T BE MADE TO BE PERSONALLY RESPONSIBLE FOR MY OWN ACTIONS! BERNIE 2016!

kekerinos
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>>1289165

> coping this hard

Pic related baby boomer.
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>>1288995
Yea. Then we have to smoke enough weed to forget all the education & skill sets.
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>>1288982
Just move to another country. Sure, the debt collectors will harass your family, but hey it's free real estate. A white person with a a Master's Degree (funded entirely by the banks and government) could probably make a pretty comfortable living in Goa or something.
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>>1289176
You're right, indoctrination isn't an actual thing.

We should stop complaining about the promotion of degeneracy, interracial couples, dindu nuffins, trannies, etc in every media outlet too because literally everyone is going to be unaffected and it doesn't make a difference.
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>>1289180
So youve worked all year 40 - 60 hours a week and have made $7000 net in 5 months?
>22 weeks
>50 hour weeks
>1100 hours worked
>$7000/1100.....
> $6.36 an hour

IT JUST DOESNT ADD UP

Are you done lying yet? You arent even good at it
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>>1289191

> indoctrinated

Funny, I never saw this propaganda, been lectured by the political commissars or been so gullible to believe the slightest thing anyone ever told me

Such a shame we live in a country where people can't be rational, skeptical, and to think independently

but hey, maybe that's just survival of the fittest
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>>1289198
>studentdebtclock.org
Could have just started the job, dumbass.
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>>1289184
> smoking weed isn't the education a liberal arts degree provides.

kek.
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>>1289184

>this
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>>1289201

See:
>>1289157
>I work 40 - 60 hours a week year round

...dumbass. You Bernouts are all the same. Bad at numbers and cognitive functions
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How about find a job in your career you chose and live with parents or live cheap for a year or two and Pay it back in full. Dumb ass people man.
Uh uh uu I only make 65+k a year now how am I ever supposed to pay 30k back? Waaaaaaaahhh
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>>1289198

I'm sure the dude has a paystub generator on his comp just to prove you wrong.

> thinking you're this important
> saying he's lying about working those hours.
> posted a pic
> now you're saying numbers don't add up.
>doesn't factor insurance
>doesn't factor taxes
>doesn't factor IRA
> must be lying

Just.
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>>1289200
> heh it's just survival of the fittest kid
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>>1289198

> Are you done lying yet?

Sure.
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>>1289176
I don't even mind not going to college despite being a STEMfag dropout (couldn't afford), I just wish parents discussed alternatives growing up. I got told by literally everyone in y family growing up to go to college, but when they back stabbed me and made it impossible to go without approximately $100k for my engineering degree, I'm suddenly on my own (oh, but anything that isn't college is a waste and you're disappointing your family.)
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>>1289216

> the fedora meme

my understanding of your 'argument' is that due to "brainwashing", the poor children didn't do due diligence for their futures and thus somehow ignored their tab during their college years, and thus shouldn't be held responsible for the balance

got it

>>1289224

You must have at least been smart enough to at least look into doing community college for your gen ed

would have saved you thousands
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>>1289230
Gen Ed was free; scholarship.
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I've paid off over 40k in debt in the last 24 months without being all that frugal and just dropped 10k on buying a house. Sure I make 70k/yr but even if you made half that, you'd think you could do it in at most 5-10 years. What is wrong with people?
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>>1289236

Don't know what to tell you then bro

I did 2 years of CC and make 60K year doing trades

My brother lived at home (thus paying in state tuition), worked full time, and just graduated with his bachelors in mechanical engineering with only $4k worth of debt to his name

no help from parents or relatives
no scholarships
some assitance from FAFSO

hes just as redpilled as me on this subject
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>>1289245
>>1289236


> derp

*FAFSA
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>>1289001
>feministsoftwarefoundation.org.
That explains why she wouldn't be able to pay back a measly 30k
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it was your $$ you seined for it , why should I care that you blew it on something worthless.
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>>1289033
What's your plan for that, senpai? I'm 40k in the hole myself and have been putting 600/month into this. Assuming no raises, return on investments, or anything else I'm on an 8 year path with this shit.
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>>12892441
My parents make too much for fafsa but won't be helping with school lol
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>>1289213
Its obvious he works a part time job, which was the whole point. He doesnt work 60 hours a week and isnt killing himself to make it through college. Congrats on spending the time to write that whole autism post without taking the time to grasp the point
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>>1289213
Also, all those things come out of your net pay. Way to prove you've never had a job
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>>1288945 (OP)

I like it.
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>>1289065
>houses are a third of that
Fuck dude, I live in suburb/rural MA and my 850 square foot condo was 139k, everyone congratulates me on getting a steal.
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>>1289138
There are limited resources, the Earth is designed for 4 billion, not 7.5 billion. You have to work twice as hard as your grandparents because there are twice as many people and the same (or less) resources available, especially land.

Your competition is working harder than you, that's all there is to it.
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>>1289061
Interdasting
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>>1289170
Simple fact is, the US can more than afford to pay for higher education for every qualified American. Period.

Instead we (as in the government,) spend our money on crap and waste, especially in the military. Look at the DD(X) project. Was supposed to create the next generation of American naval supremacy, and it will fucking sink in 40 foot seas. Good thing we don't have to worry about the North Atlantic. And, they're running four billion a pop to make, not counting the 30 billion in R&D that went into the thing. The LCS boats, 24 "ships" that can't stand up in 20' seas, none of which are fully operationally capable (since the "mission modules" that go to make them work aren't fully loaded out yet,) at a half-billion each, not counting the 25 billion that went into that project. That's 100 billion, wasted on ships that can't fight their way out of a bag, when we could have saved money and bought another fleet of 3rd flight Burkes instead.

And that's not counting the $2 trillion dollar boondoggle that's the F-35. For that amount, we could wipe out all student loan debt, and give free college to every qualified American through 2020 (or if we weren't going to wipe out the debt, give free college to every qualified American until 2048.)

TL;DR - too many shitty programs having money spent on when higher education and trades schools would be a better return on investment
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>>1289198
>I'll take "Salary" for $500, Alex
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>>1288995
>"Yeah, I forfeited the paper but here's my transcript proving I got through 4 years of college with a 3.9 GPA."
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>>1288945 (OP)

I think if you could make the picture of the student bigger so people can read what they have to say, and make it change every, let's say, 4 seconds (quick enough to be 'interactive,' slow enough that they can be read) that'd be great.

It'll engage people more if they can see real people, with a real message. What do you think?
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>>1289300
>the Earth is designed for 4 billion, not 7.5 billion.
>>>/c/hurch
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>>1289273

> part time job
> $551 take-home

Man I feel sorry for you not ever working a job in your life. When I was making $10 at my actual retail job, my take home was only $360 a week. That was without a 401k too.

You can read more about reatial pay here: http://m.huffpost.com/us/entry/4405756.html

> being this much of a downy

Your parents should have just gone fishing.
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How the fuck can you not pay back 30k?

Any half-decent job requiring a college degree would allow a quick repayment. If you're to make us think that 30k is a debilitating amount of debt, how the fuck do you think people can afford cars and houses?

If you can't pay off 30k with a college degree, that just tells us you're a bottom tier performer.
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I don't understand what people do with their fucking money. I graduate in 3 months and Ive worked through uni so that once I graduate I have at least half my student debt saved up, but I ended up saving all of it because I decided to sell my car and buy a shittier one. Its not the system, its the fuckers that don't know how to use it.
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>>1289704
Yeah we told OP that and he acted like it was a heinous that crime college students had to work summer jobs to pay for school
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>>1289032
It isn't that way here she is just stupid
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>>1289723

Summer & nights sweety. Stick to your original story now.
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>>1289727
Yes, if you want to graduate debt free that is completely reasonable. There's nothing wrong with some student debt however, seeing as someone essentially bought you a ticket to a good paying job.
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If anybody studies any kind of 'art' - you deserve what you got.
Ever wonder where the phrase 'starving artist' comes from? All the old masters were poor and had patrons, none was rich in their lifetime. Fewer authors too. Suck it up and learn to bullshit.
If you study philosophy, politics, economics, etc either became a politician or salesman.
meanwhile, in /biz/ and reddit, infographics all over the internets, marketing is still considered a low tier or pleb tier degree.
Marketing and sales drives every company and successful person.

Protip - you will learn more about marketing in 1 year by selling products and services, than any graduate.

While they are playing mathematical games with their debt and job-hunting, you can be tweaking your campaigns, positioning, pricing, etc

Nothing has the potential to earn money like effectively selling a product or service, even if you didn't build it, create it, have a monopoly, have a sales job or permission to sell it.

Nobody will pay you $5k a month, but that is considered peanuts in marketing terms.

The time and mental energy it took these people to write out a few application forms and take pictures of signs could have been spent making a value proposition or business plan.
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>>1289089
M8 Ill develop a gay looking BootStrap tier site (So that the SJW's will see the typical BS frame work and think its so awesome and modern before they read the bullshit). If the bantz you plan on putting on the site are funny enough ill do that shit FO FREE NIGGA
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>>1288945 (OP)
Is this bitch retarded? $30,500 is nothing.

If she'll never be able to repay that, how the hell is she ever going to be able to get a mortgage?
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>>1289094

FUCKING THISSSS

Universities dont offer competitive tuition because da evil banks and da government just dole out some high loan to every fuck that walks through the door because defaulting isnt something purveyors of student loans have to worry about. So every dumb titfucker has the capital to buy an overpriced tuition, and universities who would have had trouble getting enough students because of their jewish tuition now dont have to worry about that, because Carlos, Jamal, and Cleatus with 2.2's in high school can pay 15k a semester now for a double major in slutfucking/beerbonging. Then the next semester they raise tuition because the demand is so high, higher loans and interest rates given, and so on and so forth.
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>>1288945 (OP)
Not with that handwriting that's for sure.

However, at $10 a blow job you could pay it back eventually.
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OP is a genius by falsely crusading for a prime demographic for adsense, while being a troll in this thread to further advertise?

Good potential for some passive income.
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>>1289759
This. I agree that people who take out loans should pay them back; I really do.

I also think there needs to be a stop to tuition gouging, though.
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>>1289300

>earth is the only ressource in the universe
>earth is """""""designed"""

some strong points there, aaron
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>>1289094
>Jewniversities have connections with industries and pull strings to prevent hiring people without degrees at all costs.
i've always thought this but never seen proof myself.. wondering if you could elaborate?
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>>1288945 (OP)
>$30

She didn't really learn much either by the looks of it.

But really, I don't think a $30k debt is going to cripple you financially for the rest of your life.

My Dad was actually in $97k debt at one point about 10 years ago and now has close to $100k savings.
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Then should not have taken the fucking loan you stupid fuck
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>>1290000

What else was she suppose to do you Jew? I mean you have these kids that were taught all their life by liberals to go to college after high school. All during high school kids are harassed about college, the future, and the "perfect job". It is made out to be that if you don't go to college, you're a retard bound to be a janitor living in your moms basement.

Thus kids go to college and pull out loans, as they are unable to pay it themselves. And it's not like their baby boomer parents are worth a wank. They couldn't even teach them financial guidance, as them themselves are in a mountain of cc debt. I mean what do you really expect when the schools don't even teach you to balance a check book, parents can't even manage their own finances, schools and parents are memeing college all day everyday, and the government is giving out loans as if they're candy.

I blame the baby boomers. Thx guys.

What a wonderful future you've left all of us. Please continue blaming your children for their own problems though. Worthless.
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>$30,000
>#inbebtforever

How much spare money does the average
American have in a year? $25,000 or something right?
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>>1290020

> American
> Spare money

Pick one.
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Why are there SO MANY entitled fucks who act like its some evil consipiracy that they have to pay back money they borrowed?
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>>1288948
That's the problem with these people. They don't look at it like an investment. They say they do (I'm investing in myself hurr durr), but they don't look at it like an actual investment: "will this make or cost me money in the long run?".
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>>1288959
Wow, you're expensive. Is that before or after taxes?
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>>1290031

Cause it's the same principal as a wolf in sheep's clothing.
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>>1290263
No, it's a not a wolf in sheep's clothing. Nobody tricked you. There was a line of sheep to choose from and you picked the wolf because you're an idiot who doesn't think. Now enjoy getting eating by it.
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>>1290242

Who is suppose to teach them this you inbread?
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>>1290271

Yes actually I was tricked.

I was told going to college would land me a good job.
I was told getting a student loan would help me pay for my learning experience.
Getting a good job would help me pay back the loans.

Well with a degree I can't use, I'm stuck in debt cause' I was told by the public school system to go to college and get a good job. Even my parents had told me the same.

It's like you don't do research. And all of how this happened is besides the point. We still have an issue, the issue of 1.3 trillion dollars worth of student loans.

What is telling me "it's your problem", "should have done x instead of y", or w/e bs you can come up with help anything? The problem is still present.
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>>1289997

In some counties, people will use a period instead of a comma.
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>>1289751

Umm... Mortgage is 15 or 30 and you have a roof over your head. Student loan just gives you 1 paper, not even a frame!
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>>1289704
Right... Cause law school and med school apply to your situation.
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>>1288961
Obviously to get plowed by all kinds of farmers, while disappointing her dad.
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>>1288982
>Still having to pay it back

How does this help anything?
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>>1290550
Yeah but she used the dollar sign which means she lives in a country that uses commas.

Unless shes a european who decided to put a dollar sign there instead for some reason
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>>1290527
>>1290542
You weren't tricked. You're just a stupid person. But blaming "the system" is easier and allows you to live in that perpetual state of delusion and entitlement you enjoy so much.

Noone is supposed to "teach" you this shit. It's common sense.
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>>1290959
i think he tricked himself
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>>1288945 (OP)
What did she major in?
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>>1291049
Basket weaving.

What would happen if they did forgive millennial's loans. What would the people that paid theirs off but didn't get a refund do?
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>>1290542
Except there literally isnt a problem. Nobody tricked you, you absolutely can gain access to a number of high paying positions now. You aren't going to be handed them, but let's face it that's what you millenials really want. Everything handed to you because you deserve it just for being alive
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>>1290959
>But blaming "the system" is easier and allows you to live in that perpetual state of delusion and entitlement you enjoy so much.

This is how you 'mericans control your niggers so well.

Have your liberals keep telling the Nigs that it's the MAN, the System, the Schools, the Banks, the Corporations keeping them down. Welfare isn't a handout... it's reparations!

Why do you think 'merica has so many fucking racist, hate filled niggers who don't work? Liberals. that's why.
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>>1291075
This is /biz/. >>>/pol/ is that way
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>>1291075
>>1291077
To be fair, out system is kinda shitty.

To elaborate, the people responsible for raising millennials got gamed by the system so hard they fucked up their entire generation of offspring.

And now they look upon the craft they'd shaped and molded for 18 years and cry: "Why is this so shit!"

As if they had nothing to do with it.
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>>1289097
>>1289132
No one's saying these students are owed something beyond an education, and no one's saying you shouldn't have to work to support yourself.
Again, why is there this assumption that this person (and most students) didn't work hard?
>>1289116
>doctors
Also can we not put people who just study and work with math in the same group with people who solve practical problems? I respect them and a lot of practical jobs lean heavily into math but it's... different. It should be SET or something.
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>>1291082

On the flip side, we have a whole generation of millenials who didn't listen to their parents and study STEM...

Now we have a flood 50 Million liberal arts majors with "African American Studies" as their background and the only jobs they're qualified for is McDonalds or toilet scurbber.

Hard to shed a tear for these losers student debt when they CHOOSE to study a fun major instead of a major that will.... you know... actually qualify them for a job.
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>>1291099
That's true.

>Your uni won't admit you if you study any Engineering major.

Pure mathematics I guess.
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>>1291099
>implying learning new math isn't fun a shit
fite me irl not online and see what happens
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>>1289065
>being penalized for it so much
What the actual fuck. Having to repay what you borrow is now a penalty? No one forces you to take a loan you cannot repay. The only backwards part of this whole student loan system is that with the government backing them there's no incentive to ensure that people taking them will likely be able to repay. All you turbofaggot fuckers who think you "deserve" a college education took the rails off the system and now you throw a fit when you steer off the road. It's double your fault asshole.
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>>1289104
Even if you go to community college the books still cost an arm and a leg, and sometimes there are additional costs that are stupidly high.
I took a Linux course at one that required a subscription to a website/service/software package called LabSim. The software running through the site fucking suuuuuucked. Sometimes it would run slowly, sometimes it would crash, sometimes it would fail to register you'd done what you needed to do for the "simulation", and it was always missing around 90% of what you'd expect from an actual functional Linux distro. Even the teacher didn't like it, but he couldn't replace it, because he couldn't find another product that did the same thing, and no one wanted to code one from scratch, and there wasn't time enough in a class period for him to go around and watch everyone do the exercises (and who would want to do that anyway).
How much did I pay for the privilege to run this piece of shit across a network? It was $111.25, plus tax. That's on top of the book, which was $59.99, plus tax. That $171.24-- but that's just one course! The other course I took that semester had a $140 book. That comes out to $311.24 for a semester just on required shit. That was one of the more expensive semesters I had, but I'm pretty sure all of them went to at least about $175 in books.
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>>1291145
I tried to stay away from anything too loaded and you still twisted what I said.

I didn't say anything about deserving a college education (because I don't think that's some inherent right), and I definitely didn't to anything to create this system.

I didn't call paying back loans "punishment" or "trickery" or "harassment" or anything, I thought "penalty" was neutral enough.

How about this: These people think paying for college for years and years is too steep a price.

They think it's too steep a price for something that they believe they need to do, and which society wants them to do, and which many of them-- not all, maybe not most, but a lot-- will actually need to get a stable job.

>just work while you go to college
Have you ever gone to college full time? It's like a job in itself. They expect you to spend a lot of your free time studying, doing research, solving problems, writing papers, etc., and to pay for the privilege to do that with their special book and 1-3 hours a week of contact with someone that, once upon a time, did what you're learning to do (or sometimes still does in their free time). That's not to say it's unfair or it's trickery or it's inhumane or anything, but it's rough. I would not want to try to work while doing that.

What about part-time college and a part-time job? Well then you're going to be in college about twice as long-- I hope what you're majoring in still has good job prospects when you're 32 and you're not fucking sick of it already!
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>>1291088
oh also
>translators
>>1289295
what can I say, cheap housing is Pure Michigan™
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>>1288945 (OP)
>30,500 is a lot of debt

Man, you younguns have no fucking clue what debt is. Wait until you buy a house, car, or even sign a lease.

And did she actually go into a field that was hiring or even look for a job in the field of study she did? I know of a guy who got an agricultural degree and ended up driving a truck. I asked why he didn't pursue the career he studied for and he said that no one around was hiring. I asked him why he didn't move to places that were hiring he said it was too much trouble. When I asked why he didn't take out a loan and start his own farm he said he didn't have time. So he basically thought that life would be handed to him when he graduated and gave up when he found out he had to work at it. Which is no reason for my tax dollars to bail him out of his bad decisions.
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>>1291145
>All you turbofaggot fuckers who think you "deserve" a college education
>took the rails off the system

I just can't understand how these politicians we've put into office said:

Goys they're bitching about no free college.
What do?
Simple, we give them money at an interest rate, a pell grant, and let them write off college expenses on their taxes!
But these are just children Sir.
Doesn't matter, they'll learn the hard way and we'll blame them! Plus their baby boomer parents will too, cause they still believe in government. Cucks.
That's brilliant!
What about prices of books and tuition if we're giving all this money out with an interest rate? Plus what about the 5.5k pell grant we give out? And the money we give back for spending on college?
Well of course it will raise tuition prices, books, and other necessities for college. Why wouldn't it? You have an influx of people with money just handed to them and they want a higher education. We raise prices, they pay up. Duh.
Sir I think you're onto something. Now we can give our football coaches million dollar salaries and splurge on buildings, sidewalks, more buildings, bigger football fields, and everything else that doesn't help our students!

Just a note that this money ends up in the economy. Now you have a huge amount of money in the economy that's not suppose to be there that people owe on. How is this not understood? It also decreases competition.
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I think people are missing the bigger picture that it doesnt matter how many people have post-secondary education. The amount of jobs in the market is not going to change. Suddenly everyone has a degree and guess what? Oh that's right, there isn't enough high skilled jobs for everyone in the first place. You're still going to need guys that work the shit jobs.
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>>1288945 (OP)
they can just buy off the credit and write off the "debt" which is just money to a third party entity like the government or the federal reserve or some third party like a rich guy or whatever
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>>1291353

>this
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>>1290527
everyone, get a load of this guy
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https://vimeo.com/105029347
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>>1288945 (OP)
0/10 would not rape
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>>1289749
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>>1290959
Im in Canada and I went the trade route but definitely in Highschool they shove post secondary down your throat as if its the only difference between poverty and making it. I guess a lot of kids bought it.
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>>1288945 (OP)
I bet she spent the entire student loan on escorts.

God damn these bitches now a days...
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>>1288945 (OP)
Fuck them. Pure and simple.
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>>1291633
>Fuck them. Pure and simple.

It is the easiest way to make girls go sell themselves for some cash.

best meme ever made in the US, to put the fresh meat at debt.

I adore the one who thought about this, from here I want send him all my greetings and thank you so much for these cheap whores.
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>>1291637
If the females in debt are even half decent looking they could go the prostitute/stripper/escort route.
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>>1291640
>they could go the prostitute/stripper/escort route.

Which they do.
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>>1291642
They could work as a manager in a fast food joint and pay off the loans, what. I know people that didn't even go to college or trade school that net around 50k a year as fast food managers.
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>>1291646
>They could work as a manager.

>dumb hoe to get big debt
>find to work as a manager at what ever

Nice joke.

NEEEEXT
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wait...

>>1291646
>I know people that didn't even go to college or trade school that net around 50k a year as fast food managers.

You say it like, in your world, there are more manager job offerings than regular worker employee for a fast foot joint.

yeah dude, in every fast food joint there are x3 managers per each 1 regular worker

thumbsup.jpg
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>>1291659
No, but someone with a degree and even part-time fast food experience can get fast-tracked for manager training over someone without a degree.

People should at least consider the option.
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>>1289244
Were you living at home or in your car before buying the house?
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>>1291664
This.

The last fast food job i had back in the 90s had me slotted for manager training as i had prior restaurant experience. Virtually anyone with any kind of food service job experience will be looked at as potential management types.
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>>1291203
>These people think paying for college for years and years is too steep a price.
Maybe they should have gone to a cheaper college, or worked more part time, or maybe if they truly couldn't afford it they just shouldn't have bought something they could not afford in the first place. Where the fuck do you even get logic like this? Hell, I think a Lamborghini is too expensive. Maybe if I take a loan out for one I can't pay it should just be forgiven after a certain number of years of trying REALLY hard to pay it off.

>They think it's too steep a price for something that they believe they need to do
>that they believe they need to do
>they believe
Aha, here's the source of the problem. "I believe something therefore I shouldn't be responsible for any consequences of being wrong and society should give me free stuff to help me support my belief."

Look, people got fucked by a system that was DESIGNED to fuck them (not disputing that in the least). But their own choices were critical to their fucking. Being taken advantage of still requires you to be a fool and fall for it. And when someone asks Uncle Sam to bail them out of poor decisions THEY MADE (regardless of whether the government or society or whatever egged them on to make it) who do you really think gets the dick?

>The people who made the poor choices?
NOPE

>The people who exploited those poor choices?
NOOOOPE

>Everybody else
Lol, of course.

You'll have to excuse me if I'm more than a little unenthusiastic about the prospect of paying for the mistakes of a bunch of stupid teenagers when I just graduated from college debt free a few years ago, because I'm who it really affects, not the aging boomers who are finishing their careers and about to live out the rest of their comfortable "I got mine" lives paying next to no taxes.
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>>1291353
That's very true, and there's another thing: it raises the bar and you get situations like mine-- I didn't finish college and despite trying for 9 months I have yet to even get a job cleaning toilets and pushing carts despite applying for positions like that a bunch of times.
That said I think there's... if not a valuable idea, at least a valuable drive, in this.
Unless you take AP classes or college prep or advanced electives, high school does not and probably will not teach for things higher than so-called unskilled jobs, and those unskilled jobs are falling by the wayside. They might not ever go away completely, but the job market is going to keep shrinking for a good while. It will never get back to where it was before good, cheap automation, and it probably won't even get back to where it was very recently.
>they won't automate away janitors
That's one of the next 5 jobs that'll start disappearing, I'd stake my neetbux on it.
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>>1291863
The thing is they're not entirely wrong. You can get good jobs without college but it takes longer, and if you have some technical you like (or are good at) it can be essentially impossible to break in without a degree.

but sure, the matter of the system fucking you over

How did you know this going in? Why do you expect every student to know it?

I knew because of my mom. I'm not sure it was even a student loan thing, she might have just been really worried about loans period, but she was adamant that I wouldn't take one. If it wasn't for her the chances are quite good that I would have taken out a loan eventually, and now I'd be in debt.

So, what, if you have dumb parents (and maybe a bad school district, because I sure did and they never brought it up), it's your fault?

>Hell, I think a Lamborghini is too expensive. Maybe if I take a loan out for one I can't pay it should just be forgiven after a certain number of years of trying REALLY hard to pay it off.
Is that really what you think the logic is? You think they don't think they can pay it off? I can assure you lots of college students truly believe they're going to be living the high life months if not weeks after graduation and will have money to spare. I can also assure you lots more fret and worry and run the numbers three times before taking a loan-- and then hit bad luck or just find they were too optimistic in their math.

I'm not saying either of those groups (let alone your "fake it 'til you make it" example) should be utterly and immediately cleared, but let's not demonize them either, let's treat them like human beings in a tight spot who acted dumb and almost definitely now feel dumb and regretful, even the ones ranting about debt forgiveness.
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>>1291923
>let's treat them like human beings in a tight spot

Fuck them.

They went into that shit with both eyes open.
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>>1288945 (OP)
>Willingly agree to take classes for $30K+ (likely for some worthless degree as well).
>It's someone else's fault I'm in debt.

Here's a concept: work. I worked shitty part-time jobs during school and I wound up graduating with minimal debt (like $3k), which I paid off within a couple months.

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